Ken,
That's pretty much it. Some engines (like the Allison, Merlin, and Griffon) seem to be little affected by 100LL. Considering that they were built to run on 85 Octane as a main fuel, it's not surprising. However, some of the bigger radials (with their larger pistons and higher compression) were designed specifically for "Hy Test" (as it used to be called) fuels, so when you use lower grades, you have to adjust power to prevent detonation since their power was based off having that higher anti-detonation capability.
The interesting thing is that testing of some of the unleaded fuel replacements suggests that some of these power limitations may no longer be an issue. Anderson Airmotive did a test on one of the fuels with an R2800 and ran 100 hours at 115/145 power settings without any unusual issues in the subsequent teardown. (see:
https://www.aopa.org/news-and-media/all ... ial-engine )
So, there is hope, but until then, just know what fuels your airplane's engine is rated for, what fuel your power settings were designed around.