Hi Airnutz and BDK !
I think what he's trying to say is.....
In most cases, if someone has their own website, free or not, it's usage is measured by downloads, or the amount of outbound traffic. By just looking at a webpage with pictures, you are downloading them. That generates outbound traffic. If an embedded image, example
Embedded = something posted with a [img]
http://whatever / tag
Not embedded= something posted as an
http://whatever, link
Anyway if its embedded, say, in this thread, in this forum, every person who opens this page of this thread, downloads the image. If the person owning the image is paying for a website with a set download limit until they get to the next payment level, then he's going to get to the next payment level pretty quick. Most of the time without his knowledge, and usually pretty quickly, < 24 hrs. It works on free acounts also. How many times have you looked at a post with a ,,,,hmmm,,geocities link for instance, and it says limit reached. An average normal joe website, will not generate the traffic needed to reach these limits, unless the above happens.
I've seen this with both personal, and corporate websites. I manage a corporate website. One day after runnning and posting the logs, I noticed that our hit count quadrupled. Being the good IT manager I am, I just posted it internally, and didn't give a crap. That was until the Marketing guys came to me in glee wanting to know what brilliant piece of promotional material of theirs drove the hit count up by 4+ times in less than 48 hours. It turns out that a couple of numbskulls at a forum using the same software as this forum, decided that womanphone.jpg and satisfaction.jpg would make good, directly linked/[img]embedded, avatars. Everyone who opened a thread with one of those two's post in it.........Needless to say, the marketing guys were bummed and I was pissed (I shouldn't have to talk to marketing people, it's just wrong).
Sorry about the long post.
Bottom line, embedding images from private websites, is, and always has been, bad form. It's costing someone money for no reason in most cases.